When it comes to getting an auto insurance quote there are many things which affect what it is going to be. Obvious factors such as the type of car that you have as well as your age will affect it, but did you know that how many miles you drive could also affect your quote?

Why Miles Matter

So just why does the amount of miles that you do affect your claim? Well not all companies will look at the amount of miles that you do, it is only a select few. However for the ones that do look at your mileage, they care about the mile simply because it does affect how likely you are to have an accident.

Think about it – if you do 1500 miles per week yet your next door neighbour only does 600, you are more likely to have an accident because you are spending more time on the road. Obviously you may not do half that many miles, but it is just there to make a point. The amount of miles which you do can sometimes affect your quote, and according to research, most men tend to do more miles than most women do. So if you are a woman you might actually benefit from getting auto insurance from a women’s only insurance company.

How Miles Can Affect a Quote

If you do a significant amount of miles per week or per month, you are more than likely going to get a higher auto insurance rate. However, it does all depend upon where you get the quote from. Not all companies care about miles so it might be worth looking around to see if there is any which don’t.

Of course if you do not do many miles then it doesn’t really matter who you apply to and it should not affect your insurance rate. In fact you may want to look around to see if you can find an insurance company which offers a discount for drivers who do not travel very far. Unfortunately there may not be many in comparison to those who give out higher rates for drivers who drive a lot of miles, but you will never know if you do not do your research.

Overall your mileage can affect your insurance quote occasionally, but overall it shouldn’t matter and most companies will not even ask you how many miles you do in an average week or month.